In almost every state across America, with the exception of New Hampshire, there are laws in place that require motorists to be insured with automotive liability insurance. The idea behind these laws is to protect both motorists and pedestrians in the event of an automobile accident. Having insurance guarantees that if you are injured by another motorists, their insurance will take care of your injuries and car repairmen/replacement.
Motorists who drive vehicles without the required automotive liability put other drivers at risk. Fortunately, several insurance companies do offer protection against uninsured drivers. There are also civil legal statutes that help victims of accidents with uninsured drivers recover damages.
Many auto insurance policies come with a provision called an uninsured motorist clause. This clause provides for a driver to receive damages for any injury they receive from an uninsured, negligent driver. An uninsured motorist is any individual who does not have automotive liability coverage for the vehicle he or she is driving.
If you or someone you know has been injured in an automobile accident involving an uninsured or underinsured driver, you need to be aware of your rights and their obligations. Your uninsured motorist policy may not cover all of the damages you have incurred.
You need an attorney that is ready to stand up for you. Contact the Kenosha car accident lawyers of Habush Habush & Rottier S.C. ® at 866.499.4700 for a free initial consultation. We are experienced in personal injury law and prepared to protect you.